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The Cardiology Rate & Negotiation Toolkit

Know your number before you call back.

The market benchmark. Your assignment-adjusted target. Your walkaway—plus the scripts and assignment playbook to use them.

Get the Toolkit — $99

2026 Edition · 46–48 pages · Instant download · No subscription.

One underpriced shift can cost more than this toolkit. A $10/hr improvement on one 10-hour shift covers the $99 cost.

Built by a U.S. general surgery physician. No staffing agency affiliation. No referral fees.

Cover of the Cardiology Rate and Negotiation Toolkit

Preview the actual guide

See exactly what you're buying.

The sample contains three pages drawn directly from this specialty's 2026 toolkit: the cover, the actual national and regional benchmark page, and a specialty-specific leverage page.

Open the three-page sample →

No email required. Real toolkit pages—not a separate brochure.

Market Snapshot

$322 National Median (Urban)
$392 75th-Percentile Benchmark
$280 Rural Median (-13%)
$430 Top State: IN

Is your current rate above or below the median? The full 50-state breakdown is in the toolkit.

Built for the decision in front of you

Use the same toolkit at three high-stakes moments.

First locum assignment

Use a clear path through the interview, credentialing, first shift, assignment problems, and exit.

Offer or contract in hand

Set the counter, use the exact language, and review the terms before the assignment becomes expensive to unwind.

Current assignment or renewal

Recalculate the effective rate, identify work creep, and rewrite the terms that mattered in practice.

What's Inside

A complete assignment toolkit:

  1. Rate Benchmark Database

    Cardiology rates by state and setting — urban hospital and rural/critical access — at the 25th, 50th, 75th, and 90th percentile. Fifty states. Non-invasive, interventional, and EP rates differentiated where data is available. The number you need before you call the recruiter back.

  2. Recruiter Call Scripts

    Word-for-word. The exact sentences:

    • The opening anchor when you've received a below-market offer
    • The counter when they say "this is our standard rate"
    • The STEMI call rate script — this is a separate negotiation from the base rate
    • The interventional differentiation script for cath lab and PCI coverage
    • The renewal script when they try to roll your old rate forward
  3. Cardiology Leverage Points

    The specific credentials and coverage capabilities that justify a higher rate:

    • Interventional cardiology (PCI, structural heart) commands 40–60% above general cardiology — if you are interventional-trained, state it explicitly on the first call
    • STEMI call is a separate line item, not a bundled service — facilities that bundle it are asking you to subsidize on-call structure at the routine rate
    • EP capability (ablations, device implantation) is a near-shortage separate market commanding a 25% premium above general cardiology
    • Echocardiography reading volume should be capped in any contract — uncapped reads add hours to your day without adding to the stated rate
  4. Contract Red Flag Checklist

    STEMI call separate compensation, cath lab credentialing confirmation, device management scope, echo read volume cap, and malpractice tail. One page, annotated. Open it while reviewing any contract.

  5. Agency Markup Framework

    The math behind what the hospital actually pays for your shift. Cardiac service lines are among the highest-revenue departments in any hospital. When you know the approximate bill rate, "that's our maximum" means something different.

  6. Locum Tax Framework

    The 1099 math most cardiologists undercount: the S-corp threshold, the Solo 401(k) gap, and the minimum premium required to break even against a W-2 employed rate.

  7. Licensing & Credentialing Roadmap

    The licenses, registrations, facility privileges, documents, start gates, and timelines required for the assignment.

  8. From Signed Contract to Final Shift

    A specialty-specific first-shift gate, assignment escalation scripts, a stay/pause/leave framework, and a final-shift checklist.

What It Looks Like on the Call

When a recruiter quotes $278/hr for a rural hospital cardiology assignment that includes STEMI call, this is the sentence from Section 2:

"The market median for rural cardiology consult coverage in the Midwest is $310/hr. STEMI activation call is a separate line item and should carry its own rate — not be bundled into the hourly. I'd expect the base to be in the $325–345 range and STEMI call to be negotiated separately. Can we structure it that way before we discuss scheduling?"

You change the numbers to match your state. You say it. That is the product.

Who Built This

For years I took every rate I was offered without pushing back. Not because I was naive. I did not have the data to know whether I should. Neither did anyone I trained with.

I built the same rate model and negotiation framework across 22 physician specialties, then added the contract, credentialing, first-shift, and assignment protections I would want before accepting the work myself.

The agency has this organized. Now you do too.

Built on Evidence, Written for the Call

The toolkit combines 50-state benchmark data, specialty-specific assignment research, current licensing and tax guidance, and 17 peer-reviewed negotiation sources. The research establishes the framework; the product gives you the number, language, and checklists to act on it.

What $99 Has to Do

One $10/hr improvement on one 10-hour shift covers the full price. One avoided unpaid hour can do the same. Every protected shift, corrected contract term, or future renewal comes after that.

Get the Cardiology Toolkit — $99

46–48-page PDF · Instant download · No subscription.

One Honest Limitation

This will not help you if you are already negotiating above the 75th percentile for your specialty and state. If you don't know what percentile your current rate is, that is the problem this solves.

About the Data

Based on BLS OEWS public data and CMS geographic adjustment factors, processed through a locum-adjusted model, calibrated and validated against publicly posted rates and observations.